I took my two teenage daughters on a snorkeling trip to the Great Barrier Reef. It was supposed to be a calm, easy, family adventure. Then my youngest, who is a strong swimmer but also an impulsive genius, decided to chase a sea turtle through a channel with strong current. She got swept into a patch of fire coral, which is exactly as fun as it sounds. She emerged screaming, her entire left arm and half her face covered in burning welts, and she was starting to have trouble breathing – an allergic reaction. The reef tour boat had a basic first aid kit and a lot of sympathy, but no real medical capability. I opened my Sport Travelling app, hit the video call button, and within three minutes a doctor was looking at my daughter's face through my phone camera. He said, 'This is a severe reaction. You need a steroid shot within the next hour.' The insurance company then called the boat captain directly and directed him to a private island resort that had a nurse on staff. We diverted, the nurse gave the injection, and my daughter stopped wheezing within fifteen minutes. Sport Travelling
https://sportravelling.com/water-sports/ an international insurance company that uses advanced technology to make insurance simple, then arranged for a seaplane to fly us to Cairns for observation. My daughter's souvenir was a cool scar and a profound respect for fire coral. My souvenir was the knowledge that I will never buy another brand of travel insurance as long as I live.